services

Real solutions for lasting credit success

Credit Education & Document Preparation

Rebuild your credit with confidence and clarity. Freeman Financial Services is here to guide you from start to finish, preparing all the necessary documents, educating you along the way, and ensuring every step brings you closer to your financial goals.

We offer professional credit repair and education services starting at just $99.99 per month, with no hourly rates, no hidden fees, and no long-term contracts.

  • We have fees as low as $99.99 a month

  • We do not charge an hourly fee

  • We charge less than you would pay for a few hours with an attorney

  • We do not stick you with any hidden fees​

  • We will be there for you every step of the way

Take the first step toward financial freedom—our experts are ready to help you clean up your past, strengthen your credit, and secure your future.

testimonials

Stories of Real Success

Our clients are living proof that better credit is possible.

Got a question?

frequently asked question

Our goal is to keep things simple, transparent, and stress-free so you can move forward with confidence.

How long does the credit repair process take?

Most clients start seeing results within the first 30–60 days. On average, it takes 3–6 months to achieve significant improvements, depending on your unique credit situation.

What types of items can be removed from my credit report?

We help challenge a wide range of negative items, including late payments, charge-offs, collections, bankruptcies, repossessions, inquiries, and more — provided they are inaccurate or unverifiable.

Will credit repair help me get approved for loans or credit cards?

While approval decisions are ultimately made by lenders, improving your credit score and removing negative items increases your chances of qualifying for credit cards, auto loans, mortgages, and better interest rates.

Do you offer a refund if I don’t see results?

Yes! We stand behind our process. If you don’t see any results after following our program as recommended, we offer a satisfaction guarantee.

Will I be able to track my progress?

Absolutely. You’ll have 24/7 access to your secure online client portal, where you can view updates, results, and the status of your disputes in real time.

Can I repair my credit myself instead of hiring you?

Yes, credit repair is your right under federal law. Many people choose to work with us because we know the laws, the process, and how to get faster, more effective results without the frustration.

Got a question?

You’re not alone. Here you’ll find clear answers to the most common questions about credit repair, building better credit, and working with Freeman Financial Services. If your question isn’t listed, we’re only a message away.

free consultation and analysis

Start Your Journey Toward Financial Freedom

Don’t wait another day to take control of your credit and open doors to better opportunities. Our free consultation gives you personalized guidance, answers your questions, and a clear action plan to help you rebuild your credit—step by step.

We’ll review your current situation, explain what’s affecting your score, and show you how Freeman Financial Services can help you reach your goals faster.

No pressure. No obligations. Just real solutions tailored to you.

CLIENT SUPPORT

Rebuilding credit, restoring confidence, and empowering financial freedom.

CONTACT US

8363 Folsom blvd, Sacramento, CA 95826

© 2025 Freeman Financial Services. All rights reserved.